Financial Planning

Financial Aid Headache

As a financial advisor, I frequently run across families who struggle with the college planning process. That’s one of the reasons I chose to specialize in this field. With direction, parents can save a great deal of money on college costs by lowering out-of-pocket expenses and improving their odds for better financial aid packages. If you qualify for financial aid, did you know it’s possible to negotiate with the school to get a higher aid package? If you don’t qualify, did you know there are ways to pay for college on a tax-favored basis? Good college planning combines solid financial planning techniques with financial aid formulas and adheres to all tax and educational laws. If you have some of the same questions found in this video, I may be able to help. Send me an email at KEDRM @ yahoo.com or call 989-846-9581. All the best, Ken May

Introducing the Story of Ameriprise

Tommy Lee Jones shares the founding story of Ameriprise and its history of putting clients first. This information is not intended as advice designed to meet the particular needs of an individual investor. Ameriprise Financial, its representatives and its affiliates do not provide tax or legal advice. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific information or advice. Ameriprise Financial cannot guarantee future financial results.

Parkinsons and Centrelink considerations (Outlook Financial Solutions)

Outlook Financial Solutions advisor Scott discusses considerations about financial planning when diagnosed with Parkinson’s. This video presents infomation on Centrelink considerations and is Part 2 of 3 videos

Financial Expert Steve Sexton Introduced on Channel 6′s “San Diego Living Show”!

Financial Expert, Steve Sexton, has over 15 years experience in the financial service industry and has served thousands of clients throughout Southern California. Some of the topics he specializes in: taking money from IRA’s tax-free, stopping the unfair taxation on your Social Security Income, how to get long-term care protection without paying annual premiums, safe investment alternatives and protecting yourself from market losses. Sexton will be the Financial Expert on Channel 6′s “San Diego Living Show”, appearing every Tuesday giving out financial tips. He will provide advice to help plan for your future. Sexton says his main goal is to guide people in the right direction in alignment with their own personal goals.

How to Turn Your Dumb Summer Job Into $162000

In which John celebrates financial independence by explaining how minimum-wage summer jobs can become incredibly lucrative if only you save some of your money in a retirement account. In the US, the most common retirement accounts are called IRAs (IRAs have tax advantages), but any investment account will do. Just sock the money away in a low-fee diverse mutual fund, wait 50 years, and enjoy the magic of compound interest. Caveat: Obviously, I am not a financial advisor or investment professional. I am a novelist. Also, while it’s a good idea to start an IRA in high school for most people, it may be a BAD idea if you’re planning to seek financial aid from a private college in the US, because they might count your retirement savings against your financial aid application. (If you attend or will attend a public university, this is unlikely to happen according to my research, although again, I am a novelist, not a banker.) There are a LOT of nerdfighters in the voting round for YouTube NextUp Europe. You can vote here: www.youtube.com Nerdfighters to vote for include: missxrojas (who gave The Fault in Our Stars its title) DeEelcoShow BarryAldridge dutchforn00bs Beckie0 booksandquills OMFGItsJackAndDean tristopiatv willsodyssey thegearskeepturning musicfromblueskies tyrannosauruslexxx EDIT: Islamic banking does not use interest, so this particular piece of financial planning advice does not hold water in the Islamic world. (But I still advocate for beginning to save early!)